@import"https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap";:root{--bg:#0b121b;--surface:#13202c;--ink:#ecf1f5;--muted:#afbdc9;--line:#293d4c;--accent:#c2e0eb;--light:#f7f9fa;--dark:#172431;--measure:1180px;font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:DM Sans,Arial,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}a:hover{color:var(--accent)}img{max-width:100%}button,input,textarea,select{font:inherit}button{cursor:pointer}.wrap{width:min(var(--measure),calc(100% - 48px));margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.19em;font-size:.75rem;font-weight:700;color:#8bbcd0}.tag{display:inline-flex;gap:8px;border:1px solid #385263;border-radius:90px;padding:7px 12px;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{font-family:Manrope,Arial,sans-serif;line-height:1.12;letter-spacing:-.045em}h1{font-size:clamp(2.8rem,7vw,5.9rem);max-width:950px}h2{font-size:clamp(2rem,4vw,3.35rem)}h3{font-size:1.32rem;letter-spacing:-.025em}p{color:var(--muted)}.lead{font-size:clamp(1.08rem,2vw,1.35rem);max-width:720px}.topbar{border-bottom:1px solid var(--line);padding:12px 0;color:#9bb0c1;font-size:.75rem}.topbar .wrap{display:flex;justify-content:space-between;gap:20px}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:23px 0}.logo{font:800 1.55rem Manrope,sans-serif;letter-spacing:-.07em;white-space:nowrap}.logo span{display:block;letter-spacing:.19em;font:700 .53rem DM Sans,sans-serif;color:#9cc8da}.links{display:flex;align-items:center;gap:27px;font-size:.88rem}.links a{color:#dbe5eb}.links a:hover{color:#fff}.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:48px;padding:13px 22px;border-radius:3px;background:var(--accent);font-weight:700;color:#0b1821!important;border:1px solid var(--accent)}.btn:hover{background:#e3f5fc}.btn.outline{background:transparent;color:var(--ink)!important;border-color:#7493a6}.btn.outline:hover{background:#1c2e3d}.hero{position:relative;isolation:isolate;padding:98px 0 120px;overflow:hidden;min-height:650px}.hero:before{content:"";position:absolute;inset:-30%;z-index:-1;background:radial-gradient(ellipse at 72% 35%,#35566d65 0%,transparent 45%),linear-gradient(135deg,#0b121b,#112333 80%)}.hero:after{content:"";position:absolute;width:560px;height:560px;right:-140px;top:70px;border:1px solid #5a849050;border-radius:50%;box-shadow:0 0 0 70px #1d3d4630,0 0 0 140px #16344630;z-index:-1}.hero p{max-width:690px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.rule{height:1px;background:var(--line)}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:27px 0}.metrics div{border-left:1px solid #426071;padding-left:20px}.metrics strong{display:block;font-size:1.13rem;color:#f0f5f7}.metrics span{font-size:.85rem;color:var(--muted)}.section{padding:100px 0}.section.light{background:var(--light);color:var(--dark)}.section.light p{color:#526777}.section-title{max-width:820px;margin-bottom:42px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.panel{display:flex;flex-direction:column;min-height:265px;padding:30px;border:1px solid var(--line);background:linear-gradient(145deg,#162838,#0e1b28);transition:transform .2s,border-color .2s}.panel:hover{transform:translateY(-4px);border-color:#65899b}.panel .index{font:700 .75rem Manrope;color:#91b8c9;margin-bottom:35px}.panel h3{margin-bottom:10px}.panel p{font-size:.91rem}.panel .arrow{margin-top:auto;color:var(--accent);font-weight:700}.light .panel{background:#fff;border-color:#dce4e9}.light .panel .arrow{color:#24566b}.darkband{padding:65px 0;background:#1a3443}.darkband .wrap{display:flex;justify-content:space-between;gap:32px;align-items:center}.darkband h2{margin-bottom:10px}.subhero{padding:75px 0 85px;background:radial-gradient(ellipse at 75% 0%,#24475a,#0b121b 62%)}.subhero h1{font-size:clamp(2.6rem,5.7vw,4.9rem)}.content{max-width:820px}.content h2{font-size:2rem;margin:50px 0 20px}.content h3{font-size:1.4rem;margin:32px 0 12px}.content p{font-size:1.05rem}.content ul,.content ol{color:var(--muted);padding-left:25px}.content li{margin-bottom:12px}.crumb{font-size:.85rem;color:#9eb5c3;margin-bottom:24px}.crumb a{text-decoration:underline;text-underline-offset:3px}.cardlink{color:#95d0e6;font-weight:700}.footer{padding:70px 0 25px;background:#091019;border-top:1px solid var(--line)}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}.footer a{display:block;color:#aabac5;font-size:.9rem;margin-bottom:12px}.footer .logo{color:#fff;margin-bottom:20px}.footer .copyright{border-top:1px solid var(--line);margin-top:55px;padding-top:25px;color:#8196a5;font-size:.8rem}.quote-form{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:760px;margin-top:20px}.field{display:flex;flex-direction:column;gap:7px;font-size:.85rem;font-weight:600}.field.full{grid-column:1/-1}.field input,.field textarea,.field select{background:#fafdff;color:#162936;border:1px solid #adbfca;border-radius:3px;padding:13px 14px;min-width:0}.field textarea{min-height:135px}.notice{font-size:.86rem}.article-meta{display:flex;gap:15px;flex-wrap:wrap;color:#9bb4c2;font-size:.85rem;margin:20px 0}.article{max-width:780px}.article p{line-height:1.9}.article section{margin-top:42px}.article section h2{font-size:1.9rem}.article .takeaway{border-left:3px solid var(--accent);padding:20px 24px;background:#142533;margin:40px 0}.pillbar{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:30px}.pill{border:1px solid var(--line);padding:7px 12px;border-radius:40px;color:#c0d0db;font-size:.78rem}.empty{padding:30px;border:1px dashed #526d7e;color:#b9c9d4}.mobile-toggle{display:none}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;z-index:100;background:#fff;color:#000;padding:10px}.photo-placeholder{min-height:330px;border:1px solid #3c5565;background:linear-gradient(130deg,#1e394b,#12202e 40%,#425566 130%);display:flex;align-items:end;padding:30px;color:#e2edf3}.photo-placeholder small{display:block;text-transform:uppercase;letter-spacing:.12em;opacity:.7}.callout{background:#193040;border:1px solid #3a5868;padding:30px;margin:35px 0}.faq{border-top:1px solid #395363;padding:20px 0}.faq h3{margin:0 0 8px}.faq p{margin:0}.small{font-size:.85rem}@media(max-width:860px){.links{gap:15px}.links a{font-size:.8rem}.grid{grid-template-columns:repeat(2,1fr)}.footgrid{grid-template-columns:1fr 1fr}}@media(max-width:650px){.wrap{width:min(var(--measure),calc(100% - 32px))}.topbar .wrap span:last-child{display:none}.mobile-toggle{display:block;background:transparent;color:#fff;border:1px solid #587080;padding:8px 10px}.nav{position:relative}.links{display:none;position:absolute;left:0;right:0;top:78px;flex-direction:column;align-items:stretch;background:#0e1d2a;border:1px solid #395160;padding:22px;z-index:5}.links.open{display:flex}.links a{font-size:1rem}.hero{padding:85px 0 95px;min-height:unset}.hero:after{opacity:.3}.section{padding:65px 0}.grid,.grid.two,.metrics,.footgrid,.quote-form{grid-template-columns:1fr}.darkband .wrap{display:block}.darkband .btn{margin-top:15px}.subhero{padding:65px 0}.panel{min-height:220px}.field.full{grid-column:auto}}